For Proposers under NMS (Including NRIs/FNIOs of Group V Countries subject to last year's income proof above 10 lakhs) And NMG (Professional subject to last ITR above 2.5 lakhs & Pancard must) under both (a) and (b) Criteria Up to age 60 LBD.
Important Note : Urine Cotinine Test is must above 50 Lakhs Sum Assured in Term Insurance.